Senior Auditor

Citizens Bank Cranston, RI 02910

About the Job


The Internal Audit team at Citizens Bank is hiring a Senior Auditor for the Consumer Banking Lending and Credit audit team.  The Internal Audit team is made up of over 100 skilled professionals with the mission of consistently providing the Board, Audit Committee, Shareholders, and Executive Management with an independent and objective view of the effectiveness of the Bank’s control environment, risk management practices, and culture.  Functions that the Senior Auditor will review include lending product (e.g., mortgage, home equity loan and lines of credit, student lending, unsecured lending, auto finance etc.) sales, origination, underwriting, and servicing.  Under the supervision of an Audit Manager, the Senior Auditor will identify risks and controls, then develop test work to evaluate the adequacy and effectiveness of controls.
A Senior Auditor will:
  • Perform detailed test work, applying regulatory examination procedures when assessing business line practices and procedures.  Any control weaknesses, regulatory violations, and/or inefficiencies will be confirmed with and reported to business line management.
  • Produce clear, complete, concise, and well-organized workpapers in accordance with Internal Audit’s Methodology. 
  • Act as lead auditor on sections of large audit engagements or lead auditor on small audit engagements, with responsibility for supervising Staff Auditors. 
  • Collaborate across the larger Internal Audit team to support the assessment of mortgage-related risk in Consumer Banking and Risk Management functions. 
  • Execute certain routine team responsibilities, such as performance of continuous monitoring activities, team scheduling, or representing the Internal Audit team at meetings with business line management.
  • Travel on a limited basis (between 10% and 15%). 
The ideal candidate must be a detail-oriented individual with strong analytical and communication skills and have the ability to multi-task.  The candidate should have audit experience and/or direct mortgage banking experience, and must be able to effectively assess the impact of new and changing regulatory guidance across mortgage banking functions. 


  • Familiarity with consumer lending products, sales, processing, underwriting, and/or servicing, including relevant regulatory guidance and industry initiatives
  • Strong knowledge of operational and compliance risk
  • Strong technical audit skills
  • High level knowledge of banking/financial services business processes
  • Strong verbal and written communication skills
  • Strong analytical skills
  • A high level of accuracy and attention to detail
  • Ability to multi-task
  • Excellent interpersonal skills
  • Proficiency in Microsoft Word and Excel
Education and Experience Requirements:
  • 3-5+ years financial industry experience preferred in the auditing, consumer lending, consumer operations, or risk management areas.
  • Bachelor ‘s Degree, preferably with a business major, or an advanced degree in a related field.
  • Professional certification, such as CIA certification. 


Key Success Factors

Knowledge, skills & abilities that typically lead to success in the job include:

Will be included only on templates if we have it 

Hours & Work Schedule

Hours per Week:  40

Work Schedule:  Monday - Friday,  8:30 am - 5:00 pm

Why Work with Us

At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Equal Employment Opportunity

It is the policy of Citizens Bank and Citizens Securities, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.

Equal Opportunity & Affirmative Action Employer Disabled/Veteran

Citizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries, and Citizens Bank of Pennsylvania.